Good Bye Student Loans

Get help with your student loans. Complete an application for an Income Driven Repayment Plan today.

You may even qualify for a $0 monthly payment or student loan forgiveness!

Good Bye Student Loans

We Will Explain Your Forgiveness and Repayment Options So You Submit The Correct Application For Your Situation.

Pay As You Earn

Get the lowest student loan payment possible using the PAYE repayment plan.

Income Based

The easiest repayment plan to qualify for, IBR will help you manage your student loan debt.

Income Contingent

For borrowers using Parent Plus loans an ICR plan can dramatically improve your situation.

Income Driven Repayment Form

Start The Application Process

Fill out the form with basic information about your student loans and one of our student loan specialists will contact you for your FREE consultation.

We can also help you prepare the documents needed to apply for the Income Driven Repayment plans available from the US Department of Education. CALL NOW to learn more about your repayment options.

By submitting this form you are consenting to contact by phone or email from a representative of our company. We are a private company, not affiliated with the Department of Education.
What is the Income Driven Repayment plan?

Learn More

What Is Income Driven Repayment?

Income Driven Repayment plans were designed to ease the burden of student loan payments. 

Now you can apply for payments that are based on your income situation, family size and monthly expenses… NOT your student loan balance. You can substantially lower or even possibly ELIMINATE YOUR MONTHLY PAYMENTS when you apply. The balance of your loans will be forgiven by the US Department of Education if you follow the correct steps.  

Don't just take our word for it. See what other borrowers are saying.

A Ten Minute Phone Call
Can Be Life Changing

“My loans were in collections. I didn’t even know this program existed until I called. Now I’m saving $460 a month. Can’t thank you guys enough.”



Student Debt Defeater

“The staff are so friendly and knowledgeable. They really helped me decide which plan would save me the most money. I can finally breathe again! Thanks so much!”



Student Loan Conqueror

“Being a teacher, I qualify for a special program that lowered my payments AND my loan term ends sooner than most. I’m making my brother call today!”

Student Loan Forgiveness


Student Loan Terminator

“I couldn’t believe how quickly my application was prepared because I found the process confusing on my own. I should have called weeks ago, my payment is now $0 “



Student Debt Champion

Available For


fedloan income driven repayments
great lakes income driven repayment
navient income driven repayments
nelnet income driven repayment plan


Credit Score Is Not A Factor

Plans for everyone


Pay As You Earn

10% of Discretionary Income

  • Lower Monthly Payments
  • Qualifies For Loan Forgiveness
  • 10 To 20 Year Term
  • Must Recertify Annually


Income Based Repayment

15% of Discretionary Income

  • Lower Monthly Payments
  • Qualifies For Loan Forgiveness
  • 25 Year Term
  • Must Recertify Annually


Income Contingent Repayment

20% of Discretionary Income

  • Lower Monthly Payments
  • Qualifies For Loan Forgiveness
  • 25 Year Term
  • Parent Plus Loans

Student Loans Made Simple

Book your FREE one on one consultation with a student loan specialist and put an end to your worries now. If there is a way to improve your student debt situation, we will help you find it.